Online Cash Loans

Apply for a quick online cash loan from R500 up to R300,000. Get a loan when you need it the most. Apply now. Same Day Approval!

  • Easy online application

    Simply fill in the form on this page to send your application.

  • Get approved in minutes!

    One of our approved and trusted partners will call you.

  • Cash in your account within 24 hours!

    Once approved you can qualify for immediate payment.

  • Flexible payment plans depending on loan amount

    A simple clear solution that works for your pocket.

  • Get the service you deserve!

    Our team of customer service agents is there for you.


We are a South African online loan broker, meaning that we partner with South Africa’s top financial institutions to find you the best loan for you within minutes.

How it works

1. Fill in your details
2. Let us know how much you need
3. Apply
4. Money gets deposited in your selected bank account if you qualify

Who can apply for an online loan?

To apply for a loan you must meet these requirements:
1. South African citizen or resident over 18 years of age
2. You must be permanently employed
3. Earn a monthly income of R5,000 or more for longer than 3 months.
4. You must not currently be under debt review
5. Our credit providers will do a credit check with your permission to see if you qualify.

Why choose an online cash loan?

There are many reason why you could need an online loan.

These could range from wanting a quick process so that you don't need to stand in long queues. Maybe you don't want to submit paperwork and you have pdf versions of your documents.It is also much simpler to do things online and get quotes from different service providers without having to physically go to different offices.

We at loan123 help you find the right type of loan for you. Whether it be a quick payday loan from R500-R8000 which you can pay back on your next payday of a small short term loan of R1000 or more which you can repay over a longer period up to 6 months, or even a more sizeable personal loan of up to R300,000 which you can pay for over a longer period.

Loan Repayment Calculator

Use the Loan123 online loans repayment calculator to see what your monthly repayment could be!

R1000 R100000
1 month60 months
Your repayments are every month.
Total repayment:

* please note that the above example is based on a standard 5% interest rate, your actual monthly repayment might differ based on your individual qualifications.

Need a loan urgently? We're here for you.

We will call you back . Simply complete the form.

Join over 150 000 South Africans!

Our happy customers say it best, read what our clients say.

Have received nothing but great service from the company. From the initial stages of asking for help from them to now where I'm on the debt review program & living comfortably.
Thank you to Ester de Beer for helping me yesterday, as well as the Loan123 team that helped me through this difficult path that I put myself in… very efficient and helpful to me
J. Mabope
I have been dealing with Neo and the service she gives is top class. Continue with the excellent service. Well done. Life is amazing now. I am able to afford my child’s school fees, buy clothes.

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