Apply For A Loan

Apply for a quick online cash loan up to R5000. Get a loan when you need it the most. Apply now. Same Day Approval!

  • Easy online application

    Simply fill in the form on this page to send your application.

  • Get approved in minutes!

    Instant provisional decision.

  • Same day cash!

    Once approved, you will get cash in your account within 24 hours

  • Pay on your next payday

    A simple clear solution that works for your pocket.


We are a South African online loan broker, meaning that we partner with South Africa’s top financial institutions to find you the best loan for you within minutes.

How it works

1. Fill in your details
2. Let us know how much you need
3. Apply
4. Money gets deposited in your selected bank account if you qualify

Who can apply for an online loan?

To apply for a loan you must meet these requirements:
1. South African citizen or resident over 18 years of age
2. You must be permanently employed
3. Earn a monthly income of R5,000 or more for longer than 3 months.
4. You must not currently be under debt review
5. Our credit providers will do a credit check with your permission to see if you qualify.

Why choose an online cash loan?

If you need need money due to an unplanned emergency, an online cash loans helps to take care of the unexpected cost. The short term loan gives you immediate access to cash when you need it most. You can borrow cash from as little as R500 to as much as R5000 and repay it on your next payday.
These type of loans should not be relied upon to pay for regular monthly expenses, they should only be used for an unforeseen costs that occur during the month which cannot wait until you get paid.

Loan Repayment Calculator

Use the Loan123 online loans repayment calculator to see what your monthly repayment could be!

How much do you want to borrow?
For how long?
Loan amount
Loan Term
Interest to pay
Total service fees
Monthly repayment
Total to pay

Need a loan urgently? We're here for you.

We will call you back . Simply complete the form.

Join over 150 000 South Africans!

Our happy customers say it best, read what our clients say.

Have received nothing but great service from the company. From the initial stages of asking for help from them to now where I'm on the debt review program & living comfortably.
Thank you to Ester de Beer for helping me yesterday, as well as the Loan123 team that helped me through this difficult path that I put myself in… very efficient and helpful to me
J. Mabope
I have been dealing with Neo and the service she gives is top class. Continue with the excellent service. Well done. Life is amazing now. I am able to afford my child’s school fees, buy clothes.

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